Peace of Mind

WITHOUT THE STRESS AND CONFUSION

HONEST PROTECTION PLANS FOR ONTARIO FAMILIES & GROWING BUSNESSES

HONEST PROTECTION PLANS FOR ONTARIO FAMILIES & GROWING BUSNESSES

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I Understand
This Can Feel Overwhelming

Protecting those you care about, whether family or employees, can be confusing and even daunting when your options are unclear.

If you don’t currently have coverage, it’s easy to worry if your basic options are enough, leaving you feeling like you’re gambling with their future and your peace of mind.

I’ve been in your shoes—facing confusing quotes and sleepless nights worrying about my own boys. What helped me was focusing on what truly matters: straightforward answers and genuine care.

Now, I’m here to help you cut through the noise, find clarity, and put meaningful protection in place so you can stop stressing and start living with confidence.

Let’s Achieve Your Coverage Goals Together. Here’s How I Can Help.

FAMILY PROTECTION PLANS

Individual life insurance & living benefits, including term, whole & universal life, as well as disability & critical illness coverage.

Designed for individuals & families who want affordable, flexible protection, so your loved ones are financially secure if life takes an unexpected turn.

You receive tailored coverage that fits your stage of life and budget, giving you peace of mind today and confidence in the future.

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BUSINESS PROTECTION PLANS

Employee health & dental benefits, group pensions/RRSP's short term disability (STD), long-term disability (LTD), and health spending accounts. Perfect for businesses of any size that want to attract and retain top talent while treating their team like family.

You get custom packages that fit your budget, help retain great people, and grow with your company.

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A woman with shoulder-length brown hair wearing a green t-shirt, smiling at the camera.

I'm Maria Depalma.
I Have Your Back

I'm a dedicated insurance advisor with a business accounting background and over 20 years putting people first as a quality analyst, communications expert, and trainer. I've helped hundreds of Ontario families and businesses get the right protection without the headaches.

I speak Portuguese too, so I can connect with even more people and build real relationships. Married to my high school sweetheart and raising two energetic boys, I know how life pulls you in every direction.

That's why I'm passionate about making insurance simple and human.

I want you to feel supported every step of the way.

Learn more

  • “I had a pleasure working with Maria (Nellie) Depalma during the deciding factor to switch to a new group benefits for Invacare employees. She explained the benefits coverage the way I would understand. I find Nellie very approachable and friendly. Due to the way she conduct herself in a professional manner and her knowledge of the industry, I decided to switch to their company. The transition went smoothly and employees finds their applications user friendly. Nellie handles all employees inquiries and questions promptly.”

    —Amy L. | Business, Mississauga

  • “Before Maria I was terrified we’d lose the house if something happened to me. Now I sleep like a baby knowing my girls are taken care of.”

    —Sarah K., mom of two, Oakville

  • “I’ve had three brokers before Maria. None ever called me back after the sale. Maria still texts every year to check in. She’s family now.”

    —Mike T., owns a construction company in Mississauga

I'm proudly partnering with:

  • Empire Life logo.
  • Text logo with the words 'Canada Life'
  • Manulife logo.
  • Sun Life logo.
  • Logo of Victor.

Insurance is the embodiment of preparedness, offering a safety net when life takes an unexpected turn

Download my simple PDF: “Your Quick Ontario Protection Checklist.
How Much Coverage Do You Really Need?”

START PROTECTING NOW

I am offering you protection that fits your life perfectly

Feel totally confident in your family or team is safe. Do not second-guess or stress.

BOOK CALL TODAY